TIPS AND GUIDES
Are You Ready to Achieve Financial Success?
How Banks Make Lending Decisions
The bank will rarely, if ever – give us any money if we tell them we want to invest it into a business or the stock market. There are some exceptions to this, but for the most part it is very difficult, almost impossible – banks simply do not want to because of the...
What Aleem Does When Not Arranging Mortgages
When Aleem is not arranging mortgages, you can find him playing or talking about his favourite sports, or at a local restaurant or pub enjoying good food and a beverage, as well as great company and conversation which will very likely include educating people on the...
How to Retire Early and Retire with Wealth?
In order for you to be able to purchase a 500 thousand dollar property, you need to have 100 thousand dollars down payment. If you are able to secure this one property, and rent it out, and hold on to it for the next 30 years, you will have an asset that is worth over...
Why Would You Want To Purchase A Second Property
What if you could have bought another property on the same street as your current home, at the same time that you bought your current home? What if you had bought it, rented it out, and just now decided to sell it? If your current home is worth a million today and you...
How To Pay For Children Education
Here is how it works, you can invest 200 dollars per month which will equal $48,000 in 20 years. The government will also match up to $7,000 of your contribution. So this brings you up to $55,000 in 20 years. And over that 20 year period of time, the $55,000 can grow...
Property Values: Annual Property Assessment and Property Taxes
Property Assessment and Property...
Access your Home Equity- How much Equity can I borrow?
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Subject-Free Offers in Real Estate
The Land of the Multiple Offer Subject-Free Offers when competing in a multiple offer situation. Whenever the market becomes competitive, it seems that the norm is to make subject-free offers, or write offers with shortened subject removal timelines. Now, really when...
RBC Mortgage Employee Pricing Mortgage Rates
RBC MORTGAGE RATES [video poster="http://themortgagespecialist.com/wp-content/uploads/2021/05/aleembc-1024x572-2.png" width="1280" height="504"...
Is now a good time to buy or sell your property?
You are...
Employment Status Impacting your Mortgage Qualification
Your income and employment status has an impact on the mortgage you qualify for. [video poster="http://themortgagespecialist.com/wp-content/uploads/2019/12/What-Does-A-Mortgage-Broker-Do.jpg" width="1280" height="504"...
Writing No Condition Offers
The first time that I posted this article was in 2017. Even 3 years before this initial posting, you could use the same narrative virtually word for word to describe what was going on in Metro Vancouver's housing market. This is what I wrote originally in 2017: For...
BC Home Partnership Program
BC Home Partnership Program EDIT: The BC Home Partnership Program is Now Closed Between February 2017 and September 2018, the BC Home Owner Mortgage and Equity Partnership program provided eligible home buyers a repayable down payment assistance loan that is...
Interest Rates Will Not Hit 5%
Update: As...
Bank of Canada Rate Announcement
The Next Bank of Canada Meeting is July 13, 2022 we will post the results here and provide some additional insight and interpretations based on the bank's report Bank of Canada Announcement and Banks Announcing Mortgage Rate Drops is merely coincidence Mortgage...