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This session includes a home buying strategy session designed to help you get a deeper understanding of the entire home buying process, not just the mortgage but everything that is involved in it.

What our clients tell us is that on this call you will be able to see – right away- what the most important aspects of a mortgage are. It becomes clear what you need to select the best mortgage, and how the right mortgage can mean saving thousands of dollars over the time you hold this mortgage


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Let’s be honest, not many people can pay for their home in cash… Most people will need a mortgage to purchase real estate.

Our process starts with a 20-minute phone call. Often times, we can address 99% of your questions & concerns, and we can tell you how much of a mortgage you’d qualify for.


It might seem strange, but you might actually be able to save money by refinancing your mortgage… Depending on the rate environment and your contract, I can help you figure out if it makes financial sense for you to refinance. Even with the fees & penalties – you could save thousands.


If you are planning on renewing your mortgage with your current lender, you may be leaving money on the table. We can negotiate a better deal. You may also want a new mortgage product upon renewal, and we will show and guide you how to choose the mortgage that suits your future goals.

Debt Consolidation

Do you want to use your mortgage to consolidate your debt to manage your credit cards, car loans, taxes, or any other high interest bills? When executed well, alongside a short – and long-term plan, debt consolidation loans can help you reduce your overall debt burden while freeing up cash flow.

Sepration or Divorce

The truth is that divorce is difficult and stressful enough on its own. And when living arrangements, mortgages and financial instability start to pile up, it becomes a disaster. Don’t go into your divorce or separation with your eyes closed… You should be prepared for every financial thing that your partner could throw your way.

Mortgage Special

In addition to our normal offerings, we have special programs for special situations. Learn more about our 10-Year Mortgage Rates, Mortgages For Heroes, & our Mortgage Adoption Process.


Map Of Richmond BC & Neighbourhoods

What To Know About Richmond BC

If you are in Richmond, BC and you are looking to purchase a house, or if you already own a home and havea mortgage that is coming up for renewal, or you are in need of refinancing, look no further, you have come to the right place.
Our team at The Mortgage Specialist is well equipped with the experience and knowledge to handle all your needs. We understand Richmond and the people in it. We know the rich history of Richmond and its make-up. We understand the direction it is going in to and even the city plans and future goals.
We are the mortgage broker that understands the importance of culture and diversity in Richmond, where over 62% of the homes in Richmond are single family dwellings.
We are also well aware that Richmond, BC has been growing at a steady rate for over 10 years. Over this time the average rate of growth has been .24 %, In the latest Surveys Richmond is home to a little over 200 000 people. It is also one of the wealthiest, culturally diverse areas in Canada.
The Asian influence is strong, perhaps the strongest across all of Canada. The ethnicity in Richmond includes Chinese, Indian and Filipinos as the bulk of the population, and Richmond also boasts the largest Chinese population in Canada.
We, at The Mortgage Specialist understand the intricacies of this type of diversity and as brokers strive to ensure we meet the standards through our financial partners to find the best financial products and rates for all of our clients.
If you need to refinance, take out a first mortgage or have other financial concerns in Richmond and the surrounding area, The Mortgage Specialist would be honoured to have the opportunity to show you why we should be your first choice as a mortgage broker.
Let us help you get qualified today!
Best mortgage broker Richmond BC
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