ARE YOU A FIRST TIME HOME BUYER?
If you are, then you’re in the right place—and in good hands with the best home mortgage broker!
First Time Home Buyer? The Mortgage Specialist Helps You
Homebuyers take two or three times around the mortgage merry-go-round before they realize that using the mortgage intelligence and advice of an experienced, strategizing mortgage broker is vital. A good finance team working with you can be of immense value.
Not only will it ensure the lowest rates with the best terms possible, but it can also help you fast track your mortgage to pay it off faster.
Here at The Mortgage Specialist we want to help make things easier (and fun) during this exciting time. Our expert mortgage advisor will provide information that will help guide you through the ENTIRE HOME-BUYING PROCESS.
FREE SEMINAR FOR FIRST TIME HOME BUYERS
To help get first time homeowners on the right track (and to prevent them from taking the first mortgage offered to them by a bank employee) we offer a FREE first time homebuyer BC seminar. So, if you, or someone you know, are thinking about purchasing your first home we encourage you to join us.
GIVE US A CALL FOR SEMINAR DETAILS AND SCHEDULE AT (778) 233-2377
Check Out This Video
More First Time
Home Buyer BC Information
Know that if you are a first time home buyer BC we can help point you on the right path–something that your bank may or may not be so inclined to do.
Our job is to get you the best mortgage on the market, which is inline with your short- and long-term mortgage, family and financial goals.
So, before you go ahead with your first mortgage—be sure to come to one of our seminars, call us, or email us first for information that could get you into a mortgage strategy that will protect your family and help you take on a financially-stress-free lifestyle
How Can I Help?
MORTGAGE SERVICES
Mortgage
Purchasing
Let’s be honest, not many people can pay for their home in cash… Most people will need a mortgage to purchase real estate.
Our process starts with a 20-minute phone call. Often times, we can address 99% of your questions & concerns, and we can tell you how much of a mortgage you’d qualify for.
Mortgage
Refinance
It might seem strange, but you might actually be able to save money by refinancing your mortgage… Depending on the rate environment and your contract, I can help you figure out if it makes financial sense for you to refinance. Even with the fees & penalties – you could save thousands.
Mortgage
Renewal
If you are planning on renewing your mortgage with your current lender, you may be leaving money on the table. We can negotiate a better deal. You may also want a new mortgage product upon renewal, and we will show and guide you how to choose the mortgage that suits your future goals.
Debt Consolidation
Mortgage
Do you want to use your mortgage to consolidate your debt to manage your credit cards, car loans, taxes, or any other high interest bills? When executed well, alongside a short – and long-term plan, debt consolidation loans can help you reduce your overall debt burden while freeing up cash flow.
Sepration or Divorce
Solution
The truth is that divorce is difficult and stressful enough on its own. And when living arrangements, mortgages and financial instability start to pile up, it becomes a disaster. Don’t go into your divorce or separation with your eyes closed… You should be prepared for every financial thing that your partner could throw your way.
Mortgage Special
Servicese
In addition to our normal offerings, we have special programs for special situations. Learn more about our 10-Year Mortgage Rates, Mortgages For Heroes, & our Mortgage Adoption Process.