Acceptable Income Or Employment
Mortgage qualification, or mortgage underwriting, is a pseudo-science. The mortgage lender is trying to determine whether or not you can and will meet the payments
October 18, 2023
TIPS AND GUIDES
Are You Ready to Achieve Financial Success?
Down Payment Options
How can banks offer such low down payment options? Mortgage default insurance protects the lender against any financial loss if a person stops making mortgage
October 18, 2023
Condo Buyers Guide
All across Canada condominium developments are becoming immensely popular. In the past it was primarily an idea for the retired or “empty nesters”. This to
October 18, 2023
Moving Checklists
To ensure trouble free printing, Adobe Acrobat version 4 or higher is required to view and/or print these guides and checklists. If you do not
October 18, 2023
How to get a Mortgage as a Realtor
If you are a realtor and you want to get a mortgage, you may have been told that you either cannot get a mortgage or
December 14, 2022
Five Things You Need to Know If Your Mortgage Renews in 2023
You could find yourself in sticker shock when you renew your home loan, with mortgage interest rates at or approaching 14 year highs. Understanding the
December 6, 2022
Current Interest Rates – As of June 2022
Current Interest Rates in Canada for Mortgages Interest Rates as of June 29, 2022 5 Year Fixed Rate Mortgages – insured or insurable are
June 29, 2022
Will your mortgage payment rise by 45%
Rates continue to be the hot topic – and another headline seems to have caused a lot of stir – The Bank of Canada is
June 20, 2022
Should You Go Variable or Fixed Rate Mortgage?
Should I lock my variable rate or fixed rate mortgage? The age old question, one that can cause you sleepless nights. Today, I want to
June 6, 2022
Bank of Canada Announcement June 1, 2022
On Wednesday June 1, 2022, The bank of Canada officially announced the increase to the overnight lending rate by 0.5%. This announcement was the world’s
June 2, 2022