What you and your clients can expect from us:
honest financing advice
that saves you money
Whether you need a review of your existing financing or are in need of a new mortgage, we at themortgagespecialist.com are happy to offer you a complimentary consultation!
Honest Mortgage Advice, tailored to you
We know not all circumstances fit the mold
So we decided to break it
You are unique
So are we
We are a full service provider of mortgage solutions. You will always get the best mortgage advice. Period
In 2016, the Mortgage World Changed Drastically
-
The stress test was introduced
-
New Minimum down payment requirements based on the value of properties
-
Overall making it harder for everyone, in general
-
But specifically business owners to qualify for a mortgage
The Only Viable Options Seem to be Alternate or Private Lending

IT DOES NOT HAVE TO BE THIS WAY. LET US HELP.
AT The Mortgage Specialist, we look at other avenues for you BEFORE we recommend private or B lending.
These other avenues will save you thousands over the long run. Not only in fees but in overall costs as well, including rates that are closer to prime rates.
We saved John $9,435.33.
Cam saved $14,784.00
YOU DO NOT NECESSARILY NEED TO BE A BUSINESS OWNER TO QUALIFY UNDER THESE GUIDELINES

Call us to review your situation. With a 30 minute phone call, we can assess your situation and let you know if you have another option.
What have you got to lose? (Hint: maybe a lot of money if you don’t call)
We know it can feel lonely when your financing needs are unique
Join our community of clients who know we can take care of them
OTHER SERVICES

Mortgage Purchasing
If you would like to purchase a home and require a mortgage we can assist…We start with a 20 minute phone call. Often we can address 99% percent of your questions or concerns, and are able to tell you how much of a mortgage you can qualify for.

Mortgage Renewals
Mortgage renewals advice and tips – if your mortgage is coming up for renewal we can show you how to avoid unsuitable products and terms, help you avoid higher rates by finding you the best possible mortgage rates…

Mortgage Refinancing
Are you considering refinancing your mortgage? We can assist you to find low-payment options, access to second/third mortgage financing, including private source financing. Or even steps to refinancing your mortgage…

Debt Consolidation
Do you want to use your mortgage to consolidate your debt to manage your credit cards, car loans, taxes, bills, etc better? We offer the best advice on how to go about consolidating your debt using your mortgage…

Separation Or Divorce
Divorce and mortgage questions – We offer expert advice on what to do when you are in the process of separation or are recently divorced. Do you know exactly what to do to safeguard your most valued asset?

Mortgage Services
Special services help people in special situations and people who have specific long-term mortgage goals to get where they need to be.