Financial Planning 101

Financial Planning 101

When you are young, your planner will suggest a growth portfolio – because you are young, you can take a little bit more risk than most people. When you have kids and you start to approach middle age, your planner is going to suggest you move to a balanced portfolio,...
How Banks Make Lending Decisions

How Banks Make Lending Decisions

The bank will rarely, if ever – give us any money if we tell them we want to invest it into a business or the stock market. There are some exceptions to this, but for the most part it is very difficult, almost impossible – banks simply do not want to because of the...
How to Retire Early and Retire with Wealth

How to Retire Early and Retire with Wealth

In order for you to be able to purchase a 500 thousand dollar property, you need to have 100 thousand dollars down payment. If you are able to secure this one property, and rent it out, and hold on to it for the next 30 years, you will have an asset that is worth over...
How To Pay For Children Education

How To Pay For Children Education

Here is how it works, you can invest 200 dollars per month which will equal $48,000 in 20 years. The government will also match up to $7,000 of your contribution. So this brings you up to $55,000 in 20 years. And over that 20 year period of time, the $55,000 can grow...