The best place to start your home search is actually with your Mortgage Specialist. A quick phone call will save you time in the long run.
Your Mortgage Specialist can determine how much house you can afford (pre-approval), which will make your search for your ideal home much more efficient.
Don’t be fooled by your bank though!
Most people that walk into their bank come out feeling good about themselves, because they have been “pre-approved”
A pre-approval is not the same as a pre-qualification.
When your bank gives you a pre-approval, they simply take your application at face value and offer to hold a rate for you for the next 120 days.
At themortgagespecialist.com, on the other hand, we pre-qualify you. We take the extra time to much deeper. We determine and verify your debt, income, savings, assets and credit report to ensure you can qualify (and repay) the loan amount.
We stand behind your pre-qualification because we have done the leg work up front. So you can be confident that there will not be any surprises when you find your ideal home and we go into the formal approval process.
Shop confidently for your ideal home, and get pre-qualified.
Enter your name, email and best phone number and we will contact you ASAP to begin the pre-qualification process.