Should You Go Variable or Fixed ?
Should I lock My Variable rate into a fixed rate Mortgage? The age old question, one that can cause you sleepless nights. Today I want to take a deep dive and cover a few things to provide better perspective. Understand what few people do In order to answer this...Bank of Canada Announcement June 1, 2022
On Wednesday June 1, 2022, The bank of Canada officially announced the increase to the overnight lending rate by 0.5%. This announcement was the world’s worst kept secret for the last few weeks as Canada’s banks were anticipating this and will be increasing...Should You Lock in Your Mortgage?
Should you Lock in your Variable Rate Mortgage today? Many of the top economists in Canada today are expecting the Bank of Canada to increase the prime rate up to 8 times over the course of the next calendar year. We at themortgagespecialist.com find is surprising...
How to pay your mortgage sooner in Canada
How to pay off your mortgage off in 10 years The average Canadian pays off their mortgage in 25 years. I’m happy to say most of our clients are well above average and pay off their mortgage in half that time. You won’t believe how simple we make it for you...
Aging In Place With Reverse Mortgage
As mom and dad age and their physical and cognitive abilities are showing signs of decline the topic of moving mom and dad to an assisted seniors facility or care home inevitably pops up. But is this really the best for you? What if you knew about our Aging in Place...
Reverse Mortgage – A Go To Option For Seniors To Finance Their Retirement
Reverse mortgages are increasing by 28% annually. So what is there? Why are Canadian seniors choosing a reverse mortgage as a go to option to finance their retirement or to help their family build their own wealth. A Go To Option For Seniors To Finance Their...
Reverse Mortgage For Senior Citizens – What Would You Do If Your Had More Money?
Reverse Mortgage is a niche product specific for Canadian seniors designed to help them retire comfortably in their homes with less cash flow problems. Reverse mortgage for senior citizens is a financial solution that gives Canadian senior citizens an opportunity to...What Do We Do
We help you get the right mortgage – but that’s not where our job ends. We specialize in portfolio building. We are definitely mortgage brokers, but we usually start with a plan in mind. The way we view it – is it is not just bout the one transaction, it is about...