Will your mortgage payment Rise by 45%

http://themortgagespecialist.com/wp-content/uploads/2022/06/Will_your_payments_go_up_by_45_.mp4     Rates continue to be the hot topic – and another headline seems to have caused a lot of stir – The Bank of Canada is saying that your mortgage...

Should You Go Variable or Fixed ?

Should I lock My Variable rate into a fixed rate Mortgage? The age old question, one that can cause you sleepless nights. Today I want to take a deep dive and cover a few things to provide better perspective. Understand what few people do In order to answer this...

Bank of Canada Announcement June 1, 2022

On Wednesday June 1, 2022, The bank of Canada officially announced the increase to the overnight lending rate by 0.5%. This announcement was the world’s worst kept secret for the last few weeks as Canada’s banks were anticipating this and will be increasing...

Should You Lock in Your Mortgage?

Should you Lock in your Variable Rate Mortgage today? Many of the top economists in Canada today are expecting the Bank of Canada to increase the prime rate up to 8 times over the course of the next calendar year. We at themortgagespecialist.com find is surprising...
Aging In Place With Reverse Mortgage

Aging In Place With Reverse Mortgage

As mom and dad age and their physical and cognitive abilities are showing signs of decline the topic of moving mom and dad to an assisted seniors facility or care home inevitably pops up. But is this really the best for you? What if you knew about our Aging in Place...

What Do We Do

We help you get the right mortgage – but that’s not where our job ends. We specialize in portfolio building. We are definitely mortgage brokers, but we usually start with a plan in mind. The way we view it – is it is not just bout the one transaction, it is about...
Should You Pay off Your Mortgage

Should You Pay off Your Mortgage

The next time you are at a cocktail party or family function and someone smugly tells you that they have paid off their mortgage – odds are they know little about personal finance and will likely limit their personal net worth as a result. After all, who really...