[et_pb_section fb_built=”1″ _builder_version=”4.0.7″ use_background_color_gradient=”on” background_color_gradient_start=”rgba(0,0,0,0.4)” background_color_gradient_end=”rgba(0,0,0,0.4)” background_color_gradient_overlays_image=”on” background_image=”https://dev.21centuryinfo.net/wp-content/uploads/2019/12/Mortgage-Specialist-background.jpg” custom_margin=”|||” custom_padding=”||0px||false|false”][et_pb_row _builder_version=”3.25″ max_width=”80%” custom_margin=”|auto|-70px|auto||” custom_padding=”3px||107px||false|false” use_custom_width=”on” width_unit=”off”][et_pb_column type=”4_4″ _builder_version=”3.25″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.0.7″ header_font=”||||||||” header_text_align=”center” header_text_color=”#ffffff” header_font_size=”50px” header_2_font=”|700|||||||” header_2_text_align=”center” header_2_text_color=”#ffffff” header_2_font_size=”50px” max_width=”75%” max_width_tablet=”” max_width_phone=”” max_width_last_edited=”on|desktop” module_alignment=”center” header_font_size_tablet=”” header_font_size_phone=”48px” header_font_size_last_edited=”on|phone” header_text_shadow_style=”preset3″ header_text_shadow_horizontal_length=”0.03em” header_text_shadow_vertical_length=”0.03em” header_text_shadow_blur_strength=”0.05em”]
Second Home Mortgage
[/et_pb_text][et_pb_text _builder_version=”4.0.7″ text_text_color=”#ffffff” text_font_size=”30px” header_font=”||||||||” header_text_align=”center” header_text_color=”#ffffff” header_font_size=”70px” text_orientation=”center” max_width=”45%” max_width_tablet=”” max_width_phone=”” max_width_last_edited=”on|desktop” module_alignment=”center” header_font_size_tablet=”” header_font_size_phone=”48px” header_font_size_last_edited=”on|phone” header_text_shadow_style=”preset3″ header_text_shadow_horizontal_length=”0.03em” header_text_shadow_vertical_length=”0.03em” header_text_shadow_blur_strength=”0.05em”]
Mortgage Specialist, Canada
[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”3.22″ background_color=”#4ac8ed” custom_padding=”0px|0px|0px|0px” global_module=”29285″ saved_tabs=”all”][et_pb_row column_structure=”3_5,1_5,1_5″ _builder_version=”4.0.7″ width=”90%” custom_margin=”|auto|0px|auto||” custom_padding=”29px|0px|9px|0px||”][et_pb_column type=”3_5″ _builder_version=”3.25″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.0.7″ text_font=”Montserrat|800|||||||” text_text_color=”#000000″ text_font_size=”32px” animation_style=”slide” animation_direction=”left”]
Get a free initial consultation
[/et_pb_text][/et_pb_column][et_pb_column type=”1_5″ _builder_version=”3.25″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_button button_url=”https://calendly.com/aleem-themortgagespecialist/30min/” button_text=”Make an appointment” _builder_version=”4.0.7″ custom_button=”on” button_text_size=”14px” button_text_color=”#ffffff” button_bg_color=”#142440″ button_border_width=”0px” button_border_radius=”40px” button_letter_spacing=”1px” button_font=”Oswald|||on|||||” button_use_icon=”off” custom_padding=”7px|20px|7px|20px” animation_style=”slide” animation_direction=”right” box_shadow_style=”preset1″ button_bg_color_hover=”#4ac8ed” button_text_size__hover_enabled=”off” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_text_color__hover_enabled=”off” button_one_text_color__hover_enabled=”off” button_two_text_color__hover_enabled=”off” button_border_width__hover_enabled=”off” button_one_border_width__hover_enabled=”off” button_two_border_width__hover_enabled=”off” button_border_color__hover_enabled=”off” button_one_border_color__hover_enabled=”off” button_two_border_color__hover_enabled=”off” button_border_radius__hover_enabled=”off” button_one_border_radius__hover_enabled=”off” button_two_border_radius__hover_enabled=”off” button_letter_spacing__hover_enabled=”off” button_one_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover_enabled=”off” button_bg_color__hover_enabled=”on” button_bg_color__hover=”#4ac8ed” button_one_bg_color__hover_enabled=”off” button_two_bg_color__hover_enabled=”off”][/et_pb_button][/et_pb_column][et_pb_column type=”1_5″ _builder_version=”3.25″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_button button_url=”tel:778%20233-2377″ button_text=”Click To Call” _builder_version=”4.0.7″ custom_button=”on” button_text_size=”14px” button_text_color=”#ffffff” button_bg_color=”#142440″ button_border_width=”0px” button_border_radius=”40px” button_letter_spacing=”1px” button_font=”Oswald|||on|||||” button_use_icon=”off” custom_padding=”7px|20px|7px|20px” animation_style=”slide” animation_direction=”right” box_shadow_style=”preset1″ button_bg_color_hover=”#4ac8ed” button_text_size__hover_enabled=”off” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_text_color__hover_enabled=”off” button_one_text_color__hover_enabled=”off” button_two_text_color__hover_enabled=”off” button_border_width__hover_enabled=”off” button_one_border_width__hover_enabled=”off” button_two_border_width__hover_enabled=”off” button_border_color__hover_enabled=”off” button_one_border_color__hover_enabled=”off” button_two_border_color__hover_enabled=”off” button_border_radius__hover_enabled=”off” button_one_border_radius__hover_enabled=”off” button_two_border_radius__hover_enabled=”off” button_letter_spacing__hover_enabled=”off” button_one_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover_enabled=”off” button_bg_color__hover_enabled=”on” button_bg_color__hover=”#4ac8ed” button_one_bg_color__hover_enabled=”off” button_two_bg_color__hover_enabled=”off”][/et_pb_button][et_pb_code _builder_version=”4.0.7″][/et_pb_code][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ module_id=”services” _builder_version=”3.29.3″ background_enable_color=”off” custom_padding=”0px||0px||true|false”][et_pb_row _builder_version=”3.29.3″ width=”90%” custom_padding=”||0px|||” animation_style=”slide” animation_intensity_slide=”20%”][et_pb_column type=”4_4″ _builder_version=”3.27.3″][et_pb_text _builder_version=”4.0.7″ text_font=”Montserrat||||||||” text_font_size=”20px” text_orientation=”center” max_width=”90%” module_alignment=”center” custom_margin=”2px||15px||false|false” hover_enabled=”0″ text_text_align=”center”]Buying second home mortgage? We offer a FREE 30 minute call as a consultation and a home buying strategy session to help you with an entire home buying process, not just the mortgage but everything that is involved in it.
In the call you see why selecting the best mortgage makes the most sense other than just saving money.[/et_pb_text][et_pb_divider divider_weight=”5px” _builder_version=”3.27.3″ width=”20%” module_alignment=”center”][/et_pb_divider][/et_pb_column][/et_pb_row][et_pb_row _builder_version=”4.0.7″ width=”90%” custom_margin=”5px||5px||true|false” custom_padding=”5px||5px||true|false”][et_pb_column type=”4_4″ _builder_version=”4.0.7″][et_pb_text _builder_version=”4.0.7″ hover_enabled=”0″]Need a second home mortgage, for a vacation home? Want to use some of your home equity? Get an equity loan. Interest rates are still very low. You can even get a home equity line.[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row _builder_version=”4.0.7″ width=”90%” custom_margin=”5px||5px||true|false” custom_padding=”5px||5px||true|false”][et_pb_column type=”4_4″ _builder_version=”4.0.7″][et_pb_text _builder_version=”4.0.7″ hover_enabled=”0″]
How You Can Use A 2nd Home Mortgage
Vacation homes, such as a Cottage. A Second Home Mortgage can come in handy. We can help you find a variety of different home loans.
Get financing up to 95% of the value of your second home or cottage.
Choose from a range of available fixed mortgage rates and variable mortgage rates. Use up to 80% equity from your first home available towards the down payment on a second home. Many mortgage lenders will allow a home loan, or a home equity loan.
Mortgage For Second Home Options
You can choose from weekly, biweekly, semi-monthly and monthly payment options. We can show you some tricks on how to calculate your payment, approximate qualification, we call this our simple mortgage calculator. Call us today and we will be happy to show you how to do the quick math so that you can get a pretty good idea in your head. We can then of course calculate it down to the penny for you, if you are interested in pursuing.
Possibilities With Second Home Mortgages
Your Second home – Your home away from home.
A place where you can unwind – spend summer weekends at the cottage or looking for a place downtown maybe if you have to work late during the week.
As you mature in your employment/career life, and as your family grows, your needs change and often grow as well. As mortgage brokers, we can save you a lot of time. Often weeks off the process. Not only that but we can get you the best rate and terms that work best for you.
[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row _builder_version=”4.0.7″ width=”90%” custom_margin=”5px||5px||true|false” custom_padding=”5px||5px||true|false”][et_pb_column type=”4_4″ _builder_version=”4.0.7″][et_pb_text _builder_version=”4.0.7″]Interested in setting up a call? email me at [email protected] if you require a connection outside of normal hours if you cannot find a time slot that fits your availability here Click here to schedule a meeting with Aleem [/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row _builder_version=”4.0.7″ width=”90%” custom_margin=”5px||5px||true|false” custom_padding=”5px||5px||true|false”][et_pb_column type=”4_4″ _builder_version=”4.0.7″][et_pb_divider _builder_version=”4.0.7″][/et_pb_divider][/et_pb_column][/et_pb_row][et_pb_row _builder_version=”4.0.7″ width=”90%” custom_margin=”5px||5px||true|false” custom_padding=”5px||5px||true|false”][et_pb_column type=”4_4″ _builder_version=”4.0.7″][et_pb_text _builder_version=”4.0.7″]
Buying A Second Home For Family Member
Often a mortgage expert can advise to buy a second home instead of renting. In 2003, Canada’s Mortgage Insurers (CMHC and Genworth) introduced the insured second home product.
The program is not eligible for investment purchases, rental pool or timeshare properties. If rental income is required from this property to qualify, then it cannot be classified as a Second Home Property, and you must come up with 20% down payment.
The maximum loan amount for a second home in the Metro areas of Toronto Vancouver and Calgary is $700,000 and the rest of Canada, the maximum limit is set To $600.000. Purchases and refinances are available, but do give us a call to discuss refinancing options, as they are best to go over with your unique details in mind.
For Vacation homes, the property does not need to be winterized. As long as there is road access, we may be able to get an exception for seasonal road access – where the road is not ploughed during the winter for example.
The maximum loan amount is $350,000 for a Vacation Property, however exceptions can be considered, and will be on a case by case basis. Vacation properties are only available for purchases, refinances are not considered at this time.
There are Loan to value ratio limits
Loan to value is the relationship between the mortgage balance and the property value. If you have a 100,000$ property, and you have a 90,000$ loan against it, the loan to value is 90%. For Second Home properties, the maximum LTV is 95% and for Vacation Properties the Maximum LTV is
Buying Second Home In Canada
If you are thinking of buying second home for family member or as a vacation home, here are qualifications and requirements to be successful.[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.0.7″ width=”90%” custom_margin=”5px||5px||true|false” custom_padding=”5px||5px||true|false”][et_pb_column type=”1_2″ _builder_version=”4.0.7″][et_pb_text _builder_version=”4.0.7″]
Qualification Requirements For Buying Your Second Home
- Minimum Credit Score of 680
- No Prior bankruptcy or judgements
- No late payments on credit report in the last 24 months
- Maximum of 1 insured vacation property per applicant
- No 3rd party guarantors for qualification purposes. A spousal guarantor can be considered.
- Down payment must be from own resources- lenders do not allow gifted down payments under this program.
- Maximum TDS of 42%
[/et_pb_text][/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.0.7″][et_pb_text _builder_version=”4.0.7″]
Required Documents For Buying A Second Home Mortgage
- Purchase agreement (full complete with all addendums)
- Employment Verification and Income support documents
- Down payment verification information
[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row _builder_version=”4.0.7″ width=”90%” custom_margin=”5px||5px||true|false” custom_padding=”5px||5px||true|false”][et_pb_column type=”4_4″ _builder_version=”4.0.7″][et_pb_divider _builder_version=”4.0.7″][/et_pb_divider][/et_pb_column][/et_pb_row][et_pb_row _builder_version=”4.0.7″ width=”90%” custom_margin=”5px||5px||true|false” custom_padding=”5px||5px||true|false”][et_pb_column type=”4_4″ _builder_version=”4.0.7″][et_pb_text _builder_version=”4.0.7″]
Options Under Mortage Purchasing
[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row column_structure=”1_5,1_5,1_5,1_5,1_5″ _builder_version=”4.0.7″ width=”90%” custom_margin=”5px||5px||true|false” custom_padding=”5px||5px||true|false”][et_pb_column type=”1_5″ _builder_version=”4.0.7″][et_pb_blurb title=”1st Time Home Buyers” url=”https://dev.21centuryinfo.net/services/mortgage-purchasing/first-time-home-buyer-bc/” url_new_window=”on” image=”https://dev.21centuryinfo.net/wp-content/uploads/2019/12/First-Time-Home-Buyers.jpg” _builder_version=”4.0.7″ header_text_align=”center”][/et_pb_blurb][/et_pb_column][et_pb_column type=”1_5″ _builder_version=”4.0.7″][et_pb_blurb title=”Repeat Buyers” url=”https://dev.21centuryinfo.net/services/mortgage-purchasing/repeat-buyers/” url_new_window=”on” image=”https://dev.21centuryinfo.net/wp-content/uploads/2019/12/Repeat-Buyers.jpg” _builder_version=”4.0.7″ header_text_align=”center”][/et_pb_blurb][/et_pb_column][et_pb_column type=”1_5″ _builder_version=”4.0.7″][et_pb_blurb title=”Second Mortgage” url=”https://dev.21centuryinfo.net/services/mortgage-purchasing/second-mortgage/” url_new_window=”on” image=”https://dev.21centuryinfo.net/wp-content/uploads/2019/12/Second-Home-Or-Rental-Property.jpg” _builder_version=”4.0.7″ header_text_align=”center”][/et_pb_blurb][/et_pb_column][et_pb_column type=”1_5″ _builder_version=”4.0.7″][et_pb_blurb title=”New Immigrants” url=”https://dev.21centuryinfo.net/services/mortgage-purchasing/new-immigrants/” url_new_window=”on” image=”https://dev.21centuryinfo.net/wp-content/uploads/2019/12/New-Immigrants.jpg” _builder_version=”4.0.7″ header_text_align=”center”][/et_pb_blurb][/et_pb_column][et_pb_column type=”1_5″ _builder_version=”4.0.7″][et_pb_blurb title=”Self Employed” url=”https://dev.21centuryinfo.net/services/mortgage-purchasing/self-employed/” url_new_window=”on” image=”https://dev.21centuryinfo.net/wp-content/uploads/2019/12/Self-Employed.jpg” _builder_version=”4.0.7″ header_text_align=”center”][/et_pb_blurb][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ module_id=”blog” _builder_version=”4.0.7″ custom_margin=”5px||5px||true|false” custom_padding=”5px||5px||true|false”][et_pb_row _builder_version=”4.0.7″ width=”90%” custom_margin=”5px||5px||true|false” custom_padding=”5px||5px||true|false” animation_style=”slide” animation_intensity_slide=”20%”][et_pb_column type=”4_4″ _builder_version=”3.27.3″][et_pb_text _builder_version=”4.0.7″ text_font=”|700|||||||” text_font_size=”49px” header_2_font=”Poppins|700||on|||||” header_2_text_align=”center” header_2_font_size=”55px” text_orientation=”center” custom_margin=”5px||5px||true|false” custom_padding=”5px||5px||true|false” header_2_font_size_tablet=”40px” header_2_font_size_phone=”” header_2_font_size_last_edited=”on|tablet”]
Other Services
[/et_pb_text][et_pb_text _builder_version=”4.0.7″ text_font=”Montserrat||||||||” text_font_size=”20px” text_orientation=”center” max_width=”600px” module_alignment=”center” custom_margin=”2px||15px||false|false” hover_enabled=”0″ text_text_align=”center”]
More mortgage services we offer…
[/et_pb_text][et_pb_divider divider_weight=”5px” _builder_version=”3.27.3″ width=”20%” module_alignment=”center”][/et_pb_divider][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ module_id=”services” _builder_version=”3.29.3″ background_enable_color=”off” custom_padding=”0px||0px||true|false”][et_pb_row column_structure=”1_2,1_2″ use_custom_gutter=”on” make_equal=”on” _builder_version=”3.27.3″ width=”90%” custom_padding=”||45px|||”][et_pb_column type=”1_2″ _builder_version=”3.27.3″ animation_style=”slide” animation_direction=”bottom” animation_intensity_slide=”5%” border_color_all=”rgba(0,0,0,0)”][et_pb_blurb _builder_version=”3.29.3″ header_font=”Montserrat|500|||||||” header_text_align=”center” header_text_color=”#ffffff” header_font_size=”18px” header_line_height=”1.4em” body_font=”Montserrat||||||||” body_text_color=”rgba(255,255,255,0)” use_background_color_gradient=”on” background_color_gradient_start=”rgba(0,0,0,0)” background_color_gradient_end=”rgba(0,24,58,0.1)” background_color_gradient_end_position=”0%” background_color_gradient_overlays_image=”on” background_image=”https://dev.21centuryinfo.net/wp-content/uploads/2019/12/Serv2.jpg” text_orientation=”center” height=”250px” custom_margin=”||0px||false|false” custom_padding=”80px|30px||30px|false|true” z_index=”1″ border_radii=”off|10px|10px||” body_text_color__hover_enabled=”on|hover” body_text_color__hover=”#ffffff” background__hover_enabled=”on|hover” background_color_gradient_start__hover=”rgba(0,0,0,0.4)” background_color_gradient_end__hover=”rgba(0,24,58,0.31)” background_color_gradient_end_position__hover=”0%” use_background_color_gradient__hover=”off”][/et_pb_blurb][et_pb_cta title=”Mortgage Renewals” button_url=”https://dev.21centuryinfo.net/services/mortgage-renewals/” url_new_window=”on” _builder_version=”4.0.7″ header_level=”h3″ header_font=”Poppins|700|||||||” header_font_size=”25px” background_enable_color=”off” use_background_color=”off” background_layout=”light” width=”100%” module_alignment=”center” custom_margin=”0px||0px||false|false” custom_padding=”20px|25px|20px|25px|false|true” z_index=”0″ border_radii=”off|||10px|10px” border_width_all=”2px” border_color_all=”rgba(0,0,0,0.2)” border_width_top=”0px” border_style_top=”dashed” button_text__hover_enabled=”off|desktop” header_text_color__hover_enabled=”on|desktop” header_text_color__hover=”#1976d2″ border_width_top__hover_enabled=”on|desktop”]Mortgage renewals advice and tips – if your mortgage is coming up for renewal we can show you how to avoid unsuitable products and terms, help you avoid higher rates by finding you the best possible mortgage rates…[/et_pb_cta][et_pb_button button_url=”https://dev.21centuryinfo.net/services/mortgage-renewals/” url_new_window=”on” button_text=”Get Started” button_alignment=”center” _builder_version=”3.29.3″ custom_button=”on” button_text_size=”18px” button_text_color=”#ffffff” button_bg_color=”#1976d2″ button_border_color=”rgba(0,0,0,0)” button_border_radius=”100px” button_font=”Poppins|500|||||||” button_use_icon=”off” custom_margin=”-23px||||false|false” button_bg_color__hover_enabled=”on|desktop” button_bg_color__hover=”#ffffff” button_bg_enable_color__hover=”on” button_border_color__hover_enabled=”on|desktop” button_border_color__hover=”#1976d2″ button_text_color__hover_enabled=”on|desktop” button_text_color__hover=”#1976d2″][/et_pb_button][/et_pb_column][et_pb_column type=”1_2″ _builder_version=”3.27.3″ animation_style=”slide” animation_direction=”bottom” animation_intensity_slide=”5%”][et_pb_blurb _builder_version=”3.29.3″ header_font=”Montserrat|500|||||||” header_text_align=”center” header_text_color=”#ffffff” header_font_size=”18px” header_line_height=”1.4em” body_font=”Montserrat||||||||” body_text_color=”rgba(255,255,255,0)” use_background_color_gradient=”on” background_color_gradient_start=”rgba(0,0,0,0)” background_color_gradient_end=”rgba(0,24,58,0.1)” background_color_gradient_end_position=”0%” background_color_gradient_overlays_image=”on” background_image=”https://dev.21centuryinfo.net/wp-content/uploads/2019/12/Serv1.jpg” text_orientation=”center” height=”250px” custom_margin=”||0px||false|false” custom_padding=”80px|30px||30px|false|true” z_index=”1″ border_radii=”off|10px|10px||” body_text_color__hover_enabled=”on|hover” body_text_color__hover=”#ffffff” background__hover_enabled=”on|desktop” background_color_gradient_start__hover=”rgba(0,0,0,0.4)” background_color_gradient_end__hover=”rgba(0,24,58,0.31)” background_color_gradient_end_position__hover=”0%” use_background_color_gradient__hover=”off”][/et_pb_blurb][et_pb_cta title=”Mortgage Refinancing” button_url=”https://dev.21centuryinfo.net/services/mortgage-refinancing/” url_new_window=”on” _builder_version=”4.0.7″ header_level=”h3″ header_font=”Poppins|700|||||||” header_font_size=”25px” background_enable_color=”off” use_background_color=”off” background_layout=”light” width=”100%” module_alignment=”center” custom_margin=”0px||0px||false|false” custom_padding=”20px|25px|20px|25px|false|true” z_index=”0″ border_radii=”off|||10px|10px” border_width_all=”2px” border_color_all=”rgba(0,0,0,0.2)” border_width_top=”0px” border_style_top=”dashed” button_text__hover_enabled=”off|desktop” header_text_color__hover_enabled=”on|desktop” header_text_color__hover=”#1976d2″ border_width_top__hover_enabled=”on|desktop”]Are you considering refinancing your mortgage? We can assist you to find low-payment options, access to second/third mortgage financing, including private source financing. Or even steps to refinancing your mortgage…[/et_pb_cta][et_pb_button button_url=”https://dev.21centuryinfo.net/services/mortgage-refinancing/” url_new_window=”on” button_text=”Get Started” button_alignment=”center” _builder_version=”3.29.3″ custom_button=”on” button_text_size=”18px” button_text_color=”#ffffff” button_bg_color=”#1976d2″ button_border_color=”rgba(0,0,0,0)” button_border_radius=”100px” button_font=”Poppins|500|||||||” button_use_icon=”off” custom_margin=”-23px||||false|false” button_bg_color__hover_enabled=”on|desktop” button_bg_color__hover=”#ffffff” button_bg_enable_color__hover=”on” button_border_color__hover_enabled=”on|desktop” button_border_color__hover=”#1976d2″ button_text_color__hover_enabled=”on|desktop” button_text_color__hover=”#1976d2″][/et_pb_button][/et_pb_column][/et_pb_row][et_pb_row column_structure=”1_3,1_3,1_3″ use_custom_gutter=”on” make_equal=”on” _builder_version=”3.27.3″ width=”90%” custom_padding=”0px||60px|||”][et_pb_column type=”1_3″ _builder_version=”3.27.3″ animation_style=”slide” animation_direction=”bottom” animation_intensity_slide=”5%” border_color_all=”rgba(0,0,0,0)”][et_pb_blurb _builder_version=”3.29.3″ header_font=”Montserrat|500|||||||” header_text_align=”center” header_text_color=”#ffffff” header_font_size=”18px” header_line_height=”1.4em” body_font=”Montserrat||||||||” body_text_color=”rgba(255,255,255,0)” use_background_color_gradient=”on” background_color_gradient_start=”rgba(0,0,0,0)” background_color_gradient_end=”rgba(0,24,58,0.1)” background_color_gradient_end_position=”0%” background_color_gradient_overlays_image=”on” background_image=”https://dev.21centuryinfo.net/wp-content/uploads/2019/12/Serv9.jpg” text_orientation=”center” height=”250px” custom_margin=”||0px||false|false” custom_padding=”80px|30px||30px|false|true” z_index=”1″ border_radii=”off|10px|10px||” body_text_color__hover_enabled=”on|hover” body_text_color__hover=”#ffffff” background__hover_enabled=”on|hover” background_color_gradient_start__hover=”rgba(0,0,0,0.4)” background_color_gradient_end__hover=”rgba(0,24,58,0.31)” background_color_gradient_end_position__hover=”0%” use_background_color_gradient__hover=”off”][/et_pb_blurb][et_pb_cta title=”Debt Consolidation” button_url=”https://dev.21centuryinfo.net/services/debt-consolidation/” url_new_window=”on” _builder_version=”4.0.7″ header_level=”h3″ header_font=”Poppins|700|||||||” header_font_size=”25px” background_enable_color=”off” use_background_color=”off” background_layout=”light” width=”100%” module_alignment=”center” custom_margin=”0px||0px||false|false” custom_padding=”20px|25px|20px|25px|false|true” z_index=”0″ border_radii=”off|||10px|10px” border_width_all=”2px” border_color_all=”rgba(0,0,0,0.2)” border_width_top=”0px” border_style_top=”dashed” button_text__hover_enabled=”off|desktop” header_text_color__hover_enabled=”on|desktop” header_text_color__hover=”#1976d2″ border_width_top__hover_enabled=”on|desktop”]Do you want to use your mortgage to consolidate your debt to manage your credit cards, car loans, taxes, bills, etc better? We offer the best advice on how to go about consolidating your debt using your mortgage…[/et_pb_cta][et_pb_button button_url=”https://dev.21centuryinfo.net/services/debt-consolidation-loans-and-mortgages/” url_new_window=”on” button_text=”Get Started” button_alignment=”center” _builder_version=”3.29.3″ custom_button=”on” button_text_size=”18px” button_text_color=”#ffffff” button_bg_color=”#1976d2″ button_border_color=”rgba(0,0,0,0)” button_border_radius=”100px” button_font=”Poppins|500|||||||” button_use_icon=”off” custom_margin=”-23px||||false|false” button_bg_color__hover_enabled=”on|desktop” button_bg_color__hover=”#ffffff” button_bg_enable_color__hover=”on” button_border_color__hover_enabled=”on|desktop” button_border_color__hover=”#1976d2″ button_text_color__hover_enabled=”on|desktop” button_text_color__hover=”#1976d2″][/et_pb_button][/et_pb_column][et_pb_column type=”1_3″ _builder_version=”3.27.3″ animation_style=”slide” animation_direction=”bottom” animation_intensity_slide=”5%”][et_pb_blurb _builder_version=”3.29.3″ header_font=”Montserrat|500|||||||” header_text_align=”center” header_text_color=”#ffffff” header_font_size=”18px” header_line_height=”1.4em” body_font=”Montserrat||||||||” body_text_color=”rgba(255,255,255,0)” use_background_color_gradient=”on” background_color_gradient_start=”rgba(0,0,0,0)” background_color_gradient_end=”rgba(0,24,58,0.1)” background_color_gradient_end_position=”0%” background_color_gradient_overlays_image=”on” background_image=”https://dev.21centuryinfo.net/wp-content/uploads/2019/12/Serv6.jpg” text_orientation=”center” height=”250px” custom_margin=”||0px||false|false” custom_padding=”80px|30px||30px|false|true” z_index=”1″ border_radii=”off|10px|10px||” body_text_color__hover_enabled=”on|hover” body_text_color__hover=”#ffffff” background__hover_enabled=”on|hover” background_color_gradient_start__hover=”rgba(0,0,0,0.4)” background_color_gradient_end__hover=”rgba(0,24,58,0.31)” background_color_gradient_end_position__hover=”0%” use_background_color_gradient__hover=”off”][/et_pb_blurb][et_pb_cta title=”Separation Or Divorce” button_url=”https://dev.21centuryinfo.net/services/divorce-and-separation/” url_new_window=”on” _builder_version=”4.0.7″ header_level=”h3″ header_font=”Poppins|700|||||||” header_font_size=”25px” background_enable_color=”off” use_background_color=”off” background_layout=”light” width=”100%” module_alignment=”center” custom_margin=”0px||0px||false|false” custom_padding=”20px|25px|20px|25px|false|true” z_index=”0″ border_radii=”off|||10px|10px” border_width_all=”2px” border_color_all=”rgba(0,0,0,0.2)” border_width_top=”0px” border_style_top=”dashed” button_text__hover_enabled=”off|desktop” header_text_color__hover_enabled=”on|desktop” header_text_color__hover=”#1976d2″ border_width_top__hover_enabled=”on|desktop”]Divorce and mortgage questions – We offer expert advice on what to do when you are in the process of separation or are recently divorced. Do you know exactly what to do to safeguard your most valued asset?[/et_pb_cta][et_pb_button button_url=”https://dev.21centuryinfo.net/services/mortgage-rates-vancouver-divorce-separation/” url_new_window=”on” button_text=”Get Started” button_alignment=”center” _builder_version=”3.29.3″ custom_button=”on” button_text_size=”18px” button_text_color=”#ffffff” button_bg_color=”#1976d2″ button_border_color=”rgba(0,0,0,0)” button_border_radius=”100px” button_font=”Poppins|500|||||||” button_use_icon=”off” custom_margin=”-23px||||false|false” button_bg_color__hover_enabled=”on|desktop” button_bg_color__hover=”#ffffff” button_bg_enable_color__hover=”on” button_border_color__hover_enabled=”on|desktop” button_border_color__hover=”#1976d2″ button_text_color__hover_enabled=”on|desktop” button_text_color__hover=”#1976d2″][/et_pb_button][/et_pb_column][et_pb_column type=”1_3″ _builder_version=”3.27.3″ animation_style=”slide” animation_direction=”bottom” animation_intensity_slide=”5%”][et_pb_blurb _builder_version=”3.29.3″ header_font=”Montserrat|500|||||||” header_text_align=”center” header_text_color=”#ffffff” header_font_size=”18px” header_line_height=”1.4em” body_font=”Montserrat||||||||” body_text_color=”rgba(255,255,255,0)” use_background_color_gradient=”on” background_color_gradient_start=”rgba(0,0,0,0)” background_color_gradient_end=”rgba(0,24,58,0.1)” background_color_gradient_end_position=”0%” background_color_gradient_overlays_image=”on” background_image=”https://dev.21centuryinfo.net/wp-content/uploads/2019/12/Serv7.jpg” text_orientation=”center” height=”250px” custom_margin=”||0px||false|false” custom_padding=”80px|30px||30px|false|true” z_index=”1″ border_radii=”off|10px|10px||” body_text_color__hover_enabled=”on|hover” body_text_color__hover=”#ffffff” background__hover_enabled=”on|hover” background_color_gradient_start__hover=”rgba(0,0,0,0.4)” background_color_gradient_end__hover=”rgba(0,24,58,0.31)” background_color_gradient_end_position__hover=”0%” use_background_color_gradient__hover=”off”][/et_pb_blurb][et_pb_cta title=”Special Services” button_url=”https://dev.21centuryinfo.net/services/special-services/” url_new_window=”on” _builder_version=”4.0.7″ header_level=”h3″ header_font=”Poppins|700|||||||” header_font_size=”25px” background_enable_color=”off” use_background_color=”off” background_layout=”light” width=”100%” module_alignment=”center” custom_margin=”0px||0px||false|false” custom_padding=”20px|25px|20px|25px|false|true” z_index=”0″ border_radii=”off|||10px|10px” border_width_all=”2px” border_color_all=”rgba(0,0,0,0.2)” border_width_top=”0px” border_style_top=”dashed” button_text__hover_enabled=”off|desktop” header_text_color__hover_enabled=”on|desktop” header_text_color__hover=”#1976d2″ border_width_top__hover_enabled=”on|desktop”]In addition to offering the standard mortgage services in Canada that are available from your neighbourhood banks, The Mortgage Centre also offers mortgage special services. Special services help people in special…[/et_pb_cta][et_pb_button button_url=”https://dev.21centuryinfo.net/services/the-mortgage-centre-special-services/” url_new_window=”on” button_text=”Get Started” button_alignment=”center” _builder_version=”3.29.3″ custom_button=”on” button_text_size=”18px” button_text_color=”#ffffff” button_bg_color=”#1976d2″ button_border_color=”rgba(0,0,0,0)” button_border_radius=”100px” button_font=”Poppins|500|||||||” button_use_icon=”off” custom_margin=”-23px||||false|false” button_bg_color__hover_enabled=”on|desktop” button_bg_color__hover=”#ffffff” button_bg_enable_color__hover=”on” button_border_color__hover_enabled=”on|desktop” button_border_color__hover=”#1976d2″ button_text_color__hover_enabled=”on|desktop” button_text_color__hover=”#1976d2″][/et_pb_button][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”3.22″ background_color=”#4ac8ed” custom_padding=”0px|0px|0px|0px”][et_pb_row column_structure=”2_3,1_3″ _builder_version=”3.25″ custom_padding=”29px|0px|24px|0px”][et_pb_column type=”2_3″ _builder_version=”3.25″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_text _builder_version=”3.27.4″ animation_style=”slide” animation_direction=”left”]
Get a free first consultation
[/et_pb_text][/et_pb_column][et_pb_column type=”1_3″ _builder_version=”3.25″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_button button_url=”#” button_text=”Make an appointment” _builder_version=”3.16″ custom_button=”on” button_text_size=”14px” button_text_color=”#ffffff” button_bg_color=”#142440″ button_border_width=”0px” button_border_radius=”40px” button_letter_spacing=”1px” button_font=”Oswald|||on|||||” button_use_icon=”off” custom_padding=”7px|20px|7px|20px” animation_style=”slide” animation_direction=”right” box_shadow_style=”preset1″ button_bg_color_hover=”#4ac8ed” button_text_size__hover_enabled=”off” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_text_color__hover_enabled=”off” button_one_text_color__hover_enabled=”off” button_two_text_color__hover_enabled=”off” button_border_width__hover_enabled=”off” button_one_border_width__hover_enabled=”off” button_two_border_width__hover_enabled=”off” button_border_color__hover_enabled=”off” button_one_border_color__hover_enabled=”off” button_two_border_color__hover_enabled=”off” button_border_radius__hover_enabled=”off” button_one_border_radius__hover_enabled=”off” button_two_border_radius__hover_enabled=”off” button_letter_spacing__hover_enabled=”off” button_one_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover_enabled=”off” button_bg_color__hover_enabled=”on” button_bg_color__hover=”#4ac8ed” button_one_bg_color__hover_enabled=”off” button_two_bg_color__hover_enabled=”off”][/et_pb_button][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ make_equal=”on” use_custom_gutter=”on” gutter_width=”1″ specialty=”on” padding_top_bottom_link_1=”false” padding_top_bottom_link_2=”false” padding_left_right_link_1=”false” padding_left_right_link_2=”false” padding_top_1=”0px” padding_top_2=”0px” padding_bottom_1=”0px” padding_bottom_2=”0px” custom_css_main_2=”display: flex;||flex-direction: column;||justify-content: center;” module_id=”contact-info” _builder_version=”4.0.7″ background_color=”#e9e9ec” width=”100%” max_width=”100%” inner_width=”100%” inner_max_width=”2560px” inner_module_alignment=”center” custom_margin=”0px||-25px||false|false” custom_padding=”0px||0px||false|false” animation_style=”fade” locked=”off”][et_pb_column type=”1_2″ _builder_version=”3.25″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_contact_form module_id=”et_pb_contact_form_0″ _builder_version=”4.0.7″ form_field_background_color=”rgba(0,0,0,0)” form_field_text_color=”#ffffff” title_font=”|700|||||||” captcha_font=”|700|||||||” captcha_text_color=”#000000″ captcha_font_size=”15px” form_field_font=”||||||||” custom_button=”on” button_text_size=”16px” button_text_color=”#000000″ button_border_color=”#000000″ button_font=”|700||on|||||” button_use_icon=”off” width=”80%” module_alignment=”center” custom_margin=”||1px|||” custom_padding=”|||8px|false|false” animation_style=”slide” animation_direction=”right” custom_css_captcha_field=”color: #fff;” custom_css_captcha_label=”color: #fff;” border_width_bottom=”1px” border_color_bottom=”#4ac8ed” form_background_color=”rgba(0,0,0,0)” button_text_color_hover=”#4ac8ed” button_bg_color_hover=”rgba(74,200,237,0.13)” button_border_color_hover=”#4ac8ed”][et_pb_contact_field field_id=”Name” field_title=”Name” fullwidth_field=”on” _builder_version=”4.0.7″ form_field_text_color=”#000000″ form_field_font=”|700|||||||” form_field_font_size=”25px” button_text_size__hover_enabled=”off” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_text_color__hover_enabled=”off” button_one_text_color__hover_enabled=”off” button_two_text_color__hover_enabled=”off” button_border_width__hover_enabled=”off” button_one_border_width__hover_enabled=”off” button_two_border_width__hover_enabled=”off” button_border_color__hover_enabled=”off” button_one_border_color__hover_enabled=”off” button_two_border_color__hover_enabled=”off” button_border_radius__hover_enabled=”off” button_one_border_radius__hover_enabled=”off” button_two_border_radius__hover_enabled=”off” button_letter_spacing__hover_enabled=”off” button_one_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover_enabled=”off” button_bg_color__hover_enabled=”off” button_one_bg_color__hover_enabled=”off” button_two_bg_color__hover_enabled=”off”][/et_pb_contact_field][et_pb_contact_field field_id=”Email” field_title=”Email Address” field_type=”email” fullwidth_field=”on” _builder_version=”4.0.7″ form_field_text_color=”#000000″ form_field_font=”|700|||||||” form_field_font_size=”20px” button_text_size__hover_enabled=”off” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_text_color__hover_enabled=”off” button_one_text_color__hover_enabled=”off” button_two_text_color__hover_enabled=”off” button_border_width__hover_enabled=”off” button_one_border_width__hover_enabled=”off” button_two_border_width__hover_enabled=”off” button_border_color__hover_enabled=”off” button_one_border_color__hover_enabled=”off” button_two_border_color__hover_enabled=”off” button_border_radius__hover_enabled=”off” button_one_border_radius__hover_enabled=”off” button_two_border_radius__hover_enabled=”off” button_letter_spacing__hover_enabled=”off” button_one_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover_enabled=”off” button_bg_color__hover_enabled=”off” button_one_bg_color__hover_enabled=”off” button_two_bg_color__hover_enabled=”off”][/et_pb_contact_field][et_pb_contact_field field_id=”Message” field_title=”Message” field_type=”text” fullwidth_field=”on” _builder_version=”4.0.7″ form_field_text_color=”#000000″ form_field_font=”|700|||||||” form_field_font_size=”21px” button_text_size__hover_enabled=”off” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_text_color__hover_enabled=”off” button_one_text_color__hover_enabled=”off” button_two_text_color__hover_enabled=”off” button_border_width__hover_enabled=”off” button_one_border_width__hover_enabled=”off” button_two_border_width__hover_enabled=”off” button_border_color__hover_enabled=”off” button_one_border_color__hover_enabled=”off” button_two_border_color__hover_enabled=”off” button_border_radius__hover_enabled=”off” button_one_border_radius__hover_enabled=”off” button_two_border_radius__hover_enabled=”off” button_letter_spacing__hover_enabled=”off” button_one_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover_enabled=”off” button_bg_color__hover_enabled=”off” button_one_bg_color__hover_enabled=”off” button_two_bg_color__hover_enabled=”off”][/et_pb_contact_field][/et_pb_contact_form][/et_pb_column][et_pb_column type=”1_2″ specialty_columns=”2″ _builder_version=”3.25″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_row_inner custom_padding_last_edited=”on|tablet” _builder_version=”3.27.3″ background_enable_color=”off” width=”100%” module_alignment=”center” custom_margin=”||||false|false” custom_padding=”0px|5%|0px|5%|false|true” custom_padding_tablet=”50px||||false|true” custom_padding_phone=””][et_pb_column_inner saved_specialty_column_type=”1_2″ _builder_version=”3.27.3″][et_pb_text _builder_version=”3.29.3″ text_font=”Montserrat||||||||”]
Thank you for your interest in our mortgage services. If you have any question regarding your financing, we encourage you to schedule an appointment or phone consultation with us . We are pleased to offer all types of financing options for all your needs.
[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][et_pb_row_inner column_structure=”1_2,1_2″ use_custom_gutter=”on” make_equal=”on” custom_padding_last_edited=”on|tablet” _builder_version=”3.27.3″ background_enable_color=”off” width=”100%” module_alignment=”center” custom_margin=”30px||||false|false” custom_padding=”0px|5%|0px|5%|false|false” custom_padding_tablet=”||50px||false|false” custom_padding_phone=””][et_pb_column_inner type=”1_2″ saved_specialty_column_type=”1_2″ _builder_version=”3.27.3″][et_pb_blurb title=”OUR MAIN OFFICE” use_icon=”on” font_icon=”%%249%%” icon_color=”#ffffff” use_circle=”on” icon_placement=”left” content_max_width=”100%” _builder_version=”3.29.3″ header_font=”Poppins|700|||||||” header_font_size=”20px” body_font=”Montserrat||||||||” custom_padding=”15px||||false|false” animation=”off”]
#227 – 5489 Byrne Road Burnaby, BC. V5J 3J1
[/et_pb_blurb][et_pb_blurb title=”CALL US” use_icon=”on” font_icon=”%%264%%” icon_color=”#ffffff” use_circle=”on” icon_placement=”left” content_max_width=”100%” _builder_version=”3.29.3″ header_font=”Poppins|700|||||||” header_font_size=”20px” body_font=”Montserrat||||||||” custom_margin=”20px||||false|false” custom_padding=”15px||||false|false” animation=”off”]
(778) 233-2377
[/et_pb_blurb][/et_pb_column_inner][et_pb_column_inner type=”1_2″ saved_specialty_column_type=”1_2″ _builder_version=”3.27.3″][et_pb_blurb title=”FAX” use_icon=”on” font_icon=”%%268%%” icon_color=”#ffffff” use_circle=”on” icon_placement=”left” content_max_width=”100%” _builder_version=”3.29.3″ header_font=”Poppins|700|||||||” header_font_size=”20px” body_font=”Montserrat||||||||” custom_padding=”15px||||false|false” animation=”off”]
1 (888) 280-8129
[/et_pb_blurb][et_pb_blurb title=”EMAIL US” use_icon=”on” font_icon=”%%238%%” icon_color=”#ffffff” use_circle=”on” icon_placement=”left” content_max_width=”100%” _builder_version=”3.29.3″ header_font=”Poppins|700|||||||” header_font_size=”20px” body_font=”Montserrat||||||||” custom_margin=”20px||||false|false” custom_padding=”15px||||false|false” animation=”off”]
[/et_pb_blurb][/et_pb_column_inner][/et_pb_row_inner][/et_pb_column][/et_pb_section]
